Client Background
Sameer is an asset manager who has lived and worked in Singapore for 25 years. He plays with numbers by day — and the guitar by evening.
His Financial Challenge
Sameer already had his own investment portfolio and was clear from day one that he wanted to stay in control of it. His reservation about traditional insurance wasn't about the industry itself — it was that typical insurance products, built around guarantees, meant giving up investment upside to get that protection. What he needed wasn't a choice between the two — it was an insurance overlay that worked alongside the portfolio he was already managing himself. Separately, despite having assets outside Singapore, neither he nor his wife had a will in place, and legacy planning hadn't been addressed.
Planning Process
Mandar worked out a hybrid solution — Signature Wealth — built specifically for clients like Sameer who want to stay in control of their own investment choices while still having proper protection in place. It gave him the flexibility to keep directing his own investments, with an insurance overlay sized appropriately rather than over-insured. Alongside that, Mandar helped put wills in place for both Sameer and his wife, and added a Lasting Power of Attorney (LPA) — an important piece given assets held outside Singapore.
Outcome
Sameer now has the investment flexibility he wanted from day one, insurance coverage that's right-sized rather than excessive, and estate planning — wills and an LPA — that had been missing entirely. The relationship continues as an ongoing review process, one that now extends beyond Sameer himself to planning for his children.
Key Takeaways
- Self-Directed Investing
- Right-Sized Insurance
- Wills & LPA
- Family Legacy Planning
Client Experience Disclaimer: These are individual client experiences. Experiences may differ and should not be construed as a guarantee of future outcomes or service experience.
Related Planning Areas
Investment Planning
Long-term, evidence-based investment planning for professionals, HNWI, and families building wealth across market cycles.
Insurance Planning
Protection structured to cover the gap between what you have and what your family would need — before any growth conversation begins.
Estate & Legacy Planning
Thoughtful legacy structuring — wills, trusts, and succession — that ensures your wealth transfers the way you intend, across borders and generations.
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